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  <!-- English Homepage -->
  <url>
    <loc>https://www.spencer-eb5.com/</loc>
    <lastmod>2025-01-05T00:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <image:image>
      <image:loc>https://www.spencer-eb5.com/og-main.jpg</image:loc>
      <image:title>Spencer Lee - EB-5 Consultant</image:title>
      <image:caption>Expert EB-5 investment consultancy for immigrant investors seeking U.S. permanent residency</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://www.spencer-eb5.com/headshot.jpg</image:loc>
      <image:title>Spencer Lee Professional Headshot</image:title>
      <image:caption>Spencer Lee - FINRA-registered EB-5 investment consultant</image:caption>
    </image:image>
  </url>

  <!-- Chinese Homepage -->
  <url>
    <loc>https://www.spencer-eb5.com/zh</loc>
    <lastmod>2025-01-05T00:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- English Journey Page -->
  <url>
    <loc>https://www.spencer-eb5.com/journey</loc>
    <lastmod>2025-01-05T00:00:00Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Chinese Journey Page -->
  <url>
    <loc>https://www.spencer-eb5.com/zh/journey</loc>
    <lastmod>2025-01-05T00:00:00Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- English Article: EB-5 Compliance for Foreign Intermediaries -->
  <url>
    <loc>https://www.spencer-eb5.com/article</loc>
    <lastmod>2026-04-15T00:00:00Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
    <image:image>
      <image:loc>https://www.spencer-eb5.com/og-image.png</image:loc>
      <image:title>Compliance Risks for Foreign Intermediaries in U.S. EB-5 Solicitation</image:title>
      <image:caption>Spencer Lee on U.S. broker-dealer registration and foreign intermediaries in the EB-5 context</image:caption>
    </image:image>
  </url>

  <!-- Chinese Article -->
  <url>
    <loc>https://www.spencer-eb5.com/zh/article</loc>
    <lastmod>2026-04-15T00:00:00Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- English Company Page -->
  <url>
    <loc>https://www.spencer-eb5.com/company</loc>
    <lastmod>2026-05-04T00:00:00Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Chinese Company Page -->
  <url>
    <loc>https://www.spencer-eb5.com/zh/company</loc>
    <lastmod>2026-05-04T00:00:00Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Cookie Policy -->
  <url>
    <loc>https://www.spencer-eb5.com/cookie-policy</loc>
    <lastmod>2026-05-04T00:00:00Z</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- Article PDF -->
  <url>
    <loc>https://www.spencer-eb5.com/articles/eb5-compliance-foreign-intermediaries.pdf</loc>
    <lastmod>2026-04-15T00:00:00Z</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- English Glossary -->
  <url>
    <loc>https://www.spencer-eb5.com/glossary</loc>
    <lastmod>2026-05-19T00:00:00Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Chinese Glossary -->
  <url>
    <loc>https://www.spencer-eb5.com/zh/glossary</loc>
    <lastmod>2026-05-19T00:00:00Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
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